{
  "status": "200",
  "message": "Operation completed successfully",
  "timestamp": "2026-07-15T06:39:06.283Z",
  "data": {
    "applicationStatus": [
      {
        "refId": "APP123",
        "statusCode": "IN_PROGRESS",
        "statusLabel": "In Progress",
        "applicationDate": "11 feb 2025"
      }
    ],
    "resumeApplication": [
      {
        "refNo": "1781852437083",
        "stepCode": [
          "APPLY_KTA_PERSONAL_DETAILS"
        ],
        "productName": "Personal Loan",
        "createdAt": "2025-02-11T06:39:06.283Z",
        "stepId": "5bdb60b9-64a1-469b-8cf3-715abe1af9b9",
        "promotion": false,
        "applicationType": "REGULAR_NEW",
        "productCode": "KTA",
        "invitedExpiryDate": null,
        "lastUpdate": "2025-02-11T06:39:06.283Z",
        "requiresPopup": true,
        "resumeAction": "REGULAR_DRAFT_WITH_INVITED_OFFER"
      }
    ],
    "newApplication": [
      {
        "productCode": "KTA",
        "productName": "Personal Loan"
      }
    ],
    "isInvited": true,
    "newOfferDetails": {
      "offerId": "OFF-20260716-00012323",
      "planId": 100,
      "plAmount": 15000000,
      "tenure": 12,
      "interestRate": 0.89
    }
  }
}